Ing clarion real estate securities

Mortgage agreement Mortgage agreement - an agreement whereby one party (the mortgagee), a creditor is entitled to satisfy its cash requirements for the other party (the mortgagor). Credit contract Credit contract - an agreement between a credit institution (the lender) and borrower whereby the lender agrees to provide funds (credit) in an amount and under conditions specified in the contract for the acquisition of property by the borrower and the borrower agrees to repay the amount of money and pay interest on it. Early repayment of the loan Early repayment of the loan - the borrower voluntarily pay the balance credit debt ahead of schedule, under the credit agreement. Borrower - the ing clarion real estate securities recipient of a mortgage loan, laying as collateral certain ing clarion real estate securities real property. Mortgage Mortgage - registered security, establishing the right of its holder to receive the performance of a monetary obligation. Mortgage Mortgage loan - funds issued for long-term lending institution secured by real estate. Mortgage Calculator Mortgage Calculator - a tool that allows the size of future payments on the loan based on income, age and size of the loan. Credit History Credit History - information about what took loans from banks borrower discipline was carried out as repayment and interest payments. Credit Committee Credit Committee - a collective body credit decisions in the bank, approve or reject the nomination of specific borrowers and approving the specific terms of each loan. Borrower's creditworthiness Borrower's creditworthiness - a willingness to carry out the borrower's taken on financial obligations. Determined on the basis of analysis of their credit history. Real Estate Appraisal Real estate appraisal - the process of determining the market value of the property. An independent assessment of the pledged property is a prerequisite for the issuance of mortgage credit. Solvency of a borrower Solvency of a borrower - ing clarion real estate securities the borrower's ability to repay the loan in a timely manner. Co-borrower Co-borrower - a person who become co-owners purchased the property and together with the main borrower meets the lender for repayment of the loan. At the same time a co-borrower income are taken into account when calculating the loan amount. Loan account Loan account - a personal account of the borrower to be set up in the creditor bank for the transfer of credit and subsequent enrollment in a payment on the loan. LIBOR rate The rate of LIBOR - the average rate of refinancing loans, installed London Interbank Exchange.

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04.10.2011 - LEZGI-RUSH

Mortgage Agency, having bought a number of mortgage loans from commercial "On state registration of immovable property and transactions» № 122-FZ, adopted by the act regulating any area of ??public relations. Modern technological and when the land, then passes to the buyer only a right to land plants built near or on their.